Abstract The Basel Accord emphasizes the necessity of employing internal data models to manage key credit risk components, including Probability of Default (PD), Loss Given Default (LGD), and Exposure At Default (EAD).Among these, internal datasets are critical for estimating PD, a fundamental measure of borrower creditworthiness.Nevertheless, prac

This article discusses important factors of quality of life of children Freezer Thermometers with oral and maxillofacial pathologies: the issues of socialization and social and psychological adaptation.Cleft lip and cleft palate are common congenital malformations, having impact not only on somatic status but also on socialization, which is determi

Anthocyanins from Vaccinium myrtillus fruits have been reported in vitro Switch to exert potent radical scavenging and antiglycation activities.However, the physiological relevance of such properties remains unclear given the potential susceptibility of anthocyanin derivatives to digestive conditions.A simulated gastrointestinal tract model was thu

The Forward Observer (FO) Ballpoint Pen role is vital in military operations, especially in the Medan Artillery unit.FO was in charge of directing artillery fire against the target.In the execution of artillery fire, several types of artillery fire formations are often carried out to hit the target correctly.The formation includes Tama, Tamu, Seka,